Stay Calm. We Have You Covered.
Don't let the stress of bookkeeping get in the way of your life. Our experts at Books and Budget manage all your bookkeeping, payroll, and taxes.
US bookkeeping, tax, and payroll support
Clear books. Clear numbers. Every month.
Books and Budget helps businesses across the US keep cleaner books, smoother payroll, and tax-ready records without hiring an in-house accounting department.
Bloomington, MN - serving all 50 states
Monthly closeBuilt around your agreed cadence
Invest Your Time Better
Focus on growing your business while we take care of all your bookkeeping, payroll, and taxes at a fraction of the cost.
Why outsource the accounting work
You do not need a bigger back office to get better numbers.
Outsourced bookkeeping turns fixed hiring, training, and software overhead into a service that can scale with the work. You get expertise across bookkeeping, payroll, reconciliation, and reporting while your team stays focused on the business itself.
- Costs align with actual scope and transaction volume.
- Specialists work across more scenarios than one in-house hire usually sees.
- Coverage is team-backed, so the monthly cycle does not pause when one person is unavailable.
What we handle
Three services, one cleaner financial rhythm.
We start with the scope, then build a recurring workflow around your books, payroll, filing calendar, and cleanup needs.
Bookkeeping
Daily categorization, bank and credit card reconciliation, AP, AR, monthly close, and practical reports.
Learn morePayroll
Scheduled pay runs, employee records, withholdings, YTD balances, and provider transition support.
Learn moreTax
Tax-ready books, payroll tax filing support, quarterly check-ins, and clean documentation before deadlines.
Learn more
Our promise to you
We will tell you what is included before we ask for access.
No vague handoff. No mystery scope. We begin with an engagement letter, clarify who owns what, and keep communication traceable so your books, payroll, and tax records are handled with care.
Software-flexible
We work across the major accounting platforms.
QuickBooks is our primary certified platform, but we can work inside the software your business already uses, including larger ERP systems and the connected tools that feed your books.
QuickBooks OnlineQuickBooks Desktop
Xero
NetSuite
SAP
Odoo
Zoho Books
Sage
Gusto
Stripe
Shopify
PayPal
Google SheetsHow onboarding works
No account access before the scope is signed.
The process is intentionally simple because the data is important. We agree on the work, set up secure access, fix what is behind, then keep the monthly cycle moving.
Engagement letter
Scope, fees, confidentiality, data ownership, responsibilities, and term are agreed first.
Discovery
We review your software, payroll setup, transaction volume, backlog, and reporting needs.
Secure access
Permissions are limited to assigned team members and only what the agreed work requires.
Cleanup and cycle
Historical issues are fixed, then monthly bookkeeping, payroll, filings, and reporting move into rhythm.
Client testimonials
Businesses working with Books and Budget.
Straightforward notes on bookkeeping and payroll support from client companies.
"Rhino Roofer works with Books and Budget for bookkeeping and payroll support. The monthly process is organized and practical for our Minnesota team."
"The Brogan Agency works with Books and Budget for bookkeeping and payroll services. Their support has been steady and clear for our Venice, CA office."
"All Star Pros works with Books and Budget for bookkeeping and payroll services. The team keeps the work straightforward and consistent for our US operations."
"Crossroads Handcrafts works with Books and Budget for bookkeeping and payroll services. The support has been reliable for our Bloomington, IL shop."
"Bloomington Fashions works with Books and Budget for bookkeeping and payroll services. Their team keeps the records handled without making the process heavy."
People ask us
A few questions before you hand over the books.
Do you serve businesses outside Minnesota?
Yes. Books and Budget is based in Bloomington, MN and provides bookkeeping, payroll, and tax services across all US states through secure remote workflows.
Do I need to switch accounting software?
Not necessarily. We can work inside your current platform when it is suitable, or help recommend a better fit when the setup is holding the business back.
Can you help if my books are behind?
Yes. Cleanup can be scoped separately before ongoing monthly bookkeeping starts, or handled alongside the current cycle when the records allow it.
What happens in the free consultation?
We review your bookkeeping workflow, transaction volume, reconciliation status, backlog, software, payroll setup, and reporting needs. You receive a clear next-step scope; this is not a tax or IRS audit.
Resources
Short, useful reads for cleaner books, steadier payroll, and tax-ready records.
What clean books give an owner that busy work never will
Reliable records do not just close a month. They tell you where cash, cost, and margin are moving.
Read morePayroll transitions work best when YTD balances are respected
A careful move starts with what has already happened, not just the next pay date on the calendar.
Read moreQuarterly payroll filings are easier when the month stays current
The filing deadline feels different when payroll records, withholdings, and reports are already aligned.
Read moreReady for books that feel easier to trust?
Tell us what is messy, recurring, or urgent. We will help you shape the right first step.
Book a Free ConsultationStart with a clean scope
Tell us what your books need next.
Share your current setup, monthly revenue range, payroll rhythm, cleanup backlog, or tax questions. Better context makes the first conversation more useful.